R.C. 4123.01(C) defines injury broadly. With the exception of a few statutory exclusions discussed below, workers’ compensation covers “any injury” an employee receives “in the course of, and arising out of” their employment. The “course of” and “arising out of” requirement basically means that the injury must exist due to the employment. Workers’ compensation covers injuries even if a specific incident, or accident, did not occur.
R.C. 4123.01(C) exclusions prohibit compensation for situations which would otherwise meet the definition of injury. The exclusions apply to:
- psychiatric-only claims (psychiatric conditions without a physical injury);
- natural deterioration claims; and
- injuries during an employer-sponsored recreation or fitness activity if the employee has signed a waiver before being injured.