Learn About: Ohio Workers’ Compensation Rates
Learn About Ohio Workers' Compensation
Ohio Workers' Compensation Rates
The Ohio workers' compensation system can be confusing. Our learn about pages provide basic information about the Ohio workers' compensation system. You can find out more about the system from our Ohio Workers' Compensation Guide or our explanation of Ohio workers' compensation terms.
Learn about Ohio workers' compensation rates:
- For most forms of workers' compensation, the amount of compensation an injured worker will receive is based on the year in which the worker was injured. The rate for death benefits is based on the year of death, not the year of injury.
- The statewide average weekly wage determines the maximum amount which can be paid. The statewide average weekly wage is recalculated every year.
- The amount an injured worker will receive is usually based on the injured worker's average weekly wage for the year before the injury. Under certain circumstances an injured worker's average weekly wage can be recalculated, or certain weeks can be excluded from the average weekly wage calculation.
- For temporary total claims, the amount paid for the first 12 weeks is 72% of the injured worker's full weekly wage; after the first 12 weeks, the amount paid is 2/3 of the injured worker's average weekly wage. Both amounts are capped by the statewide average weekly wage, so if 2/3 of an injured worker's average weekly wage is more than the statewide average weekly wage, the actual amount paid would be limited to the statewide average weekly wage.
- Wage loss claims are paid at 2/3 of the injured worker's weekly wage loss. As with temporary total claims, the amount paid is capped by the statewide average weekly wage.
- Permanent partial awards are paid at 2/3 of the injured worker's average weekly wage. The cap for permanent partial awards is 1/3 of the statewide average weekly wage.
- All amputation or loss of use awards are paid at the statewide average weekly wage. A specified number of weeks is paid based on the body part lost and every injured worker who receives an award will be paid the statewide average weekly wage for those weeks, regardless of their actual earnings.
- Permanent total awards are paid at 2/3 of the injured worker's average weekly wage. The maximum depends on whether the injured worker is receiving Social Security Disability benefits. If the injured worker is not receiving Social Security Disability benefits, the maximum is the statewide average weekly wage. If the injured worker is receiving Social Security Disability, the maximum is 2/3 of the statewide average weekly wage.
- Death benefits are only paid to dependents of an injured worker. The amount paid is 2/3 of the injured worker's average weekly wage. However the maximum (or cap) for benefits depends on whether the injured worker is wholly dependent or partially dependent: wholly dependent individuals have a maximum of the statewide average weekly wage; partially dependent individuals have a maximum of 2/3 of the statewide average weekly wage.
See our rates page to see the Ohio workers' compensation rates from 1987 to the present.
<< Return to Learn About Ohio Workers' Compensation Go to the Ohio Workers' Compensation Guide >>