Social Security Disability Guide:
Social Security Disability and Workers' Compensation
The relationship between Social Security and workers' compensation depends on the type of benefits received. First, this page discusses the relationship between Social Security Disability and permanent total disability, then it discusses the relationship between Social Security Disability and other workers' compensation benefits.Social Security
Disability and Permanent Total Disability
If
you are receiving Social Security Disability and are also receiving
permanent total disability compensation under the Ohio workers'
compensation system, the amount of permanent total will be reduced by
1/3.When you reach retirement age, Social Security will automatically switch you over to Social Security retirement. At that time, your workers' compensation permanent total benefits should return to the full amount.
For some people, it may make sense to switch over to Social Security retirement early.
Social Security
Disability and Other Workers' Compensation Benefits
If
you are receiving other forms of workers' compensation [such as
temporary total, for example], you need to report those amounts to
social security. Social Security considers the amount of workers'
compensation you are receving in determining the amount to pay.
Workers' compensation benefits reduce the amount of social security
disability being paid.If you are receiving ongoing temporary total, and it is cut off, you should report the reduction to Social Security. That will result in an increase in your Social Security Disability payments.